Privacy notice
Lendora Finance (Demo) is a made-up company. This notice shows what a real digital lender would tell its borrowers.
What we collect
| What | Why |
|---|---|
| Name, mobile, email, date of birth, address, job and income | To assess your application and run your loan. |
| PAN, Aadhaar (masked) and your CKYC number | KYC, which RBI requires before we can lend. We keep only the last four digits of your Aadhaar. |
| Bank account number and IFSC | To send you the loan and to set up repayments. |
| A summary of your bank statement | To understand your income. We do not keep the statement itself. |
| Your credit report score | To decide on your application. We check it only with your consent for that application. |
Who we share it with
Signzy and IDfy (KYC checks), Perfios (bank statement analysis), credit bureaus (TransUnion CIBIL, Experian, CRIF High Mark), Razorpay (repayments), Exotel (calls), and our recovery partners if a loan is overdue.
If you miss a payment
We or our recovery partner will call you between 8 am and 7 pm. We will only speak about your loan with you.
How long we keep it
We keep loan records for 8 years after the loan closes, as RBI and tax law require. Applications that did not go ahead are deleted after 6 months.
Your rights
You can ask to see your data, correct it, or withdraw consent for anything that is not needed by law. Write to our grievance officer at grievance.lendora@example.com and we will reply within 7 days.